I mean, band is cool, too. But, warm and comfortable materials are better during this cold winter times. Cardigans are my most favorite clothing item. Basically, you can wear them with anything; tank tops, dresses, skirts, jeans, … you name it! Most of my cardigans are budget friendly ones bought in the more affordable stores. I mean, these days you don’t have to buy super expensive items to be fashionable. I think you can find a lot of cool pieces in stores such as H&M, New Yorker and so on. And, at the same time they don’t rip out your wallet completely.
I wear them almost every day, no matter of the occasion. My favorite would be the mustard polka dotted one. It really goes well with the brown hair. The blue one really rocked when I still dyed my hair ginger but I love it now, nevertheless. Anywho, I think they are a the best thing ever invented, fashion wise.